+8%

est. 2Y upside i

FinTechSeries A

Rank

#1861

Sector

Fintech

Est. Liquidity

~5Y

Data Quality

Data: Low

Xapo's profitability and banking license are positives, but the complete lack of recent financial data (no revenue, no growth rate, no valuation since 2014) makes equity valuation extremely speculative.

Last updated: July 19, 2026

Bull (25%)+50%

If crypto banking demand surges and Xapo leverages its license, revenue could double, supporting a 2x valuation.

Base (55%)+10%

Steady growth in line with fintech peers, modest multiple contraction due to stale round.

Bear (20%)-50%

Regulatory crackdown or competition erodes market; exit below $40M implies common equity worth zero after preference.

Est. time to liquidity~5.0 years

Preference Stack Risk

high

Funding Intensity

20%

$40M in preferred stock overhang, representing an estimated 20% of valuation.

Dilution Risk

low

Company is profitable and has not raised capital since 2014, suggesting low dilution risk.

Secondary Liquidity

none

No secondary market transactions reported.

Other — 1 role

View all 1 open roles at Xapo →

Last updated: February 22, 2026

Questions to Ask at the Interview

Strategic questions based on Xapo's data — designed to show you've done your homework.

  • 1

    “How does Xapo's balance sheet composition affect its risk profile?”

  • 2

    “What is the current revenue run rate and growth trajectory?”

  • 3

    “How does the equity structure from the 2014 Series A affect new employee grants?”

Community

Valuation Sentiment

Our model estimates +8% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.