+28%

est. 2Y upside i

FinTech

Vesta is the next generation mortgage LOS, helping financial institutions transform their lending process with customizable workflows, open architecture, and intuitive, easy-to-use experiences.

Rank

#1431

Sector

Fintech, Fraud Detection, Payments, Software

Est. Liquidity

~5Y

Data Quality

Data: Medium

Vesta offers moderate upside (~28% expected over 2 years) with a profitable, moat-protected business.

Last updated: July 19, 2026

Bull (27%)+73%

If Vesta executes on growth and capitalizes on IPO window, forward multiple expands to 7x, yielding $2.65B exit. Strong moat and profitability support premium.

Base (55%)+24%

Multiple converges to public comps at 5x, exit value $1.89B, reflecting steady but decelerating growth.

Bear (18%)-26%

Multiple compresses to 3x due to competitive pressure from incumbents, exit $1.13B, still above preference stack.

Est. time to liquidity~5.0 years

Preference Stack Risk

moderate

Funding Intensity

0%

Total preferred stock of $170M represents 11% of estimated entry valuation, providing moderate preference overhang.

Dilution Risk

low

Company is profitable with $305.6M revenue, making a future equity raise unlikely within 2 years.

Secondary Liquidity

none

No secondary market activity or signals; liquidity expected only via IPO or acquisition, which is not imminent.

View all 3 open roles at Vesta →

Last updated: July 3, 2026

Questions to Ask at the Interview

Strategic questions based on Vesta's data — designed to show you've done your homework.

  • 1

    “How does Vesta differentiate its fraud detection from Kount and Signifyd given similar product offerings?”

  • 2

    “What is the revenue split between transaction guarantee and pure fraud detection?”

  • 3

    “Given the debt financing and profitability, how does the cap table structure affect common stock upside?”

Community

Valuation Sentiment

Our model estimates +28% upside. What do you think?

Anonymous. Do not share material non-public information.

Community Discussion

Comments are reviewed before they appear publicly.

0/2000

Loading comments...

Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.