-70%

est. 2Y upside i

FinTechSeries A

Upflow is the software company revolutionizing how B2B businesses get paid. The platform help companies manage their unpaid invoices and improve their cash collection by using the company's SaaS-based payment platform.

Rank

#1654

Sector

Fintech

Est. Liquidity

~4Y

Data Quality

Data: Medium

Upflow presents a moderate upside opportunity for a job seeker, driven by its strong 70% YoY revenue growth and expansion into the large B2B payments market.

Last updated: March 10, 2026

Bull (20%)+300%

Upflow successfully expands its 'Payments by Upflow' offering, capturing significant market share from legacy B2B payment providers and deeply integrating with key ERP systems. This drives revenue to over $100M by 2028 with continued high growth, justifying a $680M+ valuation at a premium multiple due to its comprehensive platform and strong customer retention.

Base (40%)+75%

Upflow maintains its strong position in AR automation, growing revenue to approximately $50M by 2028 through steady customer acquisition and moderate adoption of its new payment features. It achieves a $300M valuation, reflecting solid execution but facing persistent competition from established players and large incumbents.

Bear (40%)-75%

Increased competition from well-funded incumbents like HighRadius and new offerings from ERP giants erode Upflow's market share and pricing power. Adoption of 'Payments by Upflow' is slower than expected, leading to stalled growth and a down round. A valuation of $42.5M or less wipes out most common stock value due to liquidation preferences.

Est. time to liquidity~3.5 years

Preference Stack Risk

moderate

Investors hold $23M in liquidation preferences, which is 13.5% of the estimated current valuation of $170M.

Dilution Risk

high

As a Series A extension company, Upflow will likely require additional funding rounds, leading to further dilution for common shareholders.

Secondary Liquidity

none

There is no indication of active secondary markets or tender offers for Upflow's shares at this stage.

Business — 2 roles

Product & Engineering — 2 roles

View all 4 open roles at Upflow →

Last updated: March 10, 2026

Questions to Ask at the Interview

Strategic questions based on Upflow's data — designed to show you've done your homework.

  • 1

    “Given the stated 'medium' incumbent threat from large ERP vendors and payment giants like Stripe, how is Upflow strategically positioning 'Payments by Upflow' to differentiate and defend its market share against these powerful players?”

  • 2

    “With 70% year-over-year growth and an estimated $11.3M in revenue, what are the key drivers for scaling customer acquisition and expanding average revenue per user over the next 24 months, particularly with the new payment offerings?”

  • 3

    “As a Series A extension company with $23M in total funding, what is the anticipated timeline and strategy for future funding rounds or a liquidity event, and how does the company plan to manage potential dilution for employees?”

Community

Valuation Sentiment

Our model estimates -70% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.