SCALABLE CAPITAL

scalable.capital →

-26%

est. 2Y upside i

FinTechSeries D+

Stage: growth. Country: Germany

Rank

#2533

Sector

Fintech

Est. Liquidity

~3Y

Data Quality

Data: Medium

Scalable Capital presents a moderate upside opportunity for a job seeker, driven by its diversified platform, recent banking license, and strong B2B growth (200% YoY in 2024).

Last updated: March 10, 2026

Bull (22%)+100%

Scalable Capital leverages its banking license, AI integration, and 200% YoY B2B revenue growth to significantly expand market share across Europe, achieving 30% annual revenue growth to ~$267M by 2028. This market leadership and diversified offering justify a 12x revenue multiple, pushing valuation to $3.2B, a 2x return from current levels.

Base (48%)+46%

The company maintains its competitive position in digital wealth management and online brokerage, growing at a weighted average of 21% YoY to ~$231M revenue by 2028. With a stable 10.1x revenue multiple, the valuation reaches ~$2.34B, representing a 46% upside.

Bear (30%)-30%

Intense competition from Trade Republic, Robinhood, and incumbents, coupled with market saturation in online brokerage, slows Scalable Capital's growth to 10% YoY. A market downturn or competitive pressure leads to multiple compression to 5.86x revenue, resulting in a valuation of ~$1.12B, a 30% downside that significantly impacts common stock value due to liquidation preferences.

Est. time to liquidity~3.0 years

Preference Stack Risk

severe

Funding Intensity

34%

Investors hold $550M in liquidation preferences ahead of common stock. In an exit at or below the current $1.6B valuation, common shareholders would see their returns significantly reduced or eliminated until the $550M preference is paid out.

Dilution Risk

moderate

While Series F is a late stage, further funding rounds or a down round could dilute existing common shareholders.

Secondary Liquidity

limited

Secondary market access for private company shares is typically limited to accredited investors through platforms like Forge.

Other — 2 roles

View all 2 open roles at SCALABLE CAPITAL →

Last updated: February 22, 2026

Questions to Ask at the Interview

Strategic questions based on SCALABLE CAPITAL's data — designed to show you've done your homework.

1
“Given the intense competition from players like Trade Republic and the entry of Robinhood into Europe, how does Scalable Capital plan to sustain its competitive edge and market share, particularly with its new European Investor Exchange (EIX)?”
2
“With significant B2B revenue growth (200% YoY in 2024) and the recent banking license, what are the strategic priorities for balancing growth between the B2C retail platform and B2B partnerships over the next two years?”
3
“Considering the Series F funding round and the current $1.6B valuation with a $550M preference stack, what is the anticipated timeline and strategy for a liquidity event for employees holding common stock or options?”

Community

Valuation Sentiment

Our model estimates -26% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.