OnDeck Capital

ondeck.com

+46%

est. 2Y upside i

FinTech

Rank

#1056

Sector

Fintech

Est. Liquidity

~2Y

Data Quality

Data: Low

Despite missing valuation data, OnDeck exhibits strong revenue growth (32% YoY) and profitability.

Last updated: July 19, 2026

Bull (25%)+95%

Multiple expands to 4x as OnDeck gains category leadership in small business lending, driving exit value to $6.08B. Profitability and revenue growth sustain investor confidence.

Base (50%)+46%

Multiple converges to 3x, in line with fintech comps, yielding exit value of $4.56B. Revenue grows to $1.52B with modest multiple compression.

Bear (25%)-3%

Multiple contracts to 2x due to regulatory or competitive pressures, resulting in exit value of $3.04B, slightly below entry valuation.

Est. time to liquidity~2.0 years

Preference Stack Risk

low

Funding Intensity

0%

No preferred stock or funding overhang; total funding is null, so common stock faces no liquidation preference.

Dilution Risk

low

Company is profitable and likely does not need external capital, minimizing dilution risk.

Secondary Liquidity

none

No secondary market exists; liquidity depends on Enova's public shares or an acquisition/spinoff.

Other 1 role

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View all 1 open roles at OnDeck Capital

Last updated: February 22, 2026

Questions to Ask at the Interview

Strategic questions based on OnDeck Capital's data — designed to show you've done your homework.

  • 1

    How does OnDeck's proprietary credit scoring provide a sustainable advantage against banks and fintechs?

  • 2

    What is the long-term growth strategy for expanding beyond term loans and lines of credit?

  • 3

    Given the acquisition by Enova, what is the equity structure and liquidity timeline for employees?

Community

Valuation Sentiment

Our model estimates +46% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.