-22%

est. 2Y upside i

FinTech

MoonPay is a financial technology company that allows users to buy, sell, and swap cryptocurrency and non-fungible tokens (NFTs) for fiat currencies. MoonPay also offers a crypto on-ramp for businesses that can be embedded in their websites or apps.

Rank

#2793

Sector

Fintech

Est. Liquidity

~3Y

Data Quality

Data: Low

Given a stale valuation of $3.4B and compressed public comp multiples, the 2-year risk/reward is asymmetric to the downside, with ~22% expected loss.

Last updated: July 21, 2026

Bull (35%)+70%

Driven by IPO excitement and category leadership, exit multiple holds at 20x on $323M revenue, yielding $6.46B exit. After 20% dilution, net upside ~70%.

Base (45%)-63%

Multiple compresses to 6x as growth normalizes, exit ~$1.94B. After dilution, downside ~63%.

Bear (20%)-92%

Multiple falls to 3x on revenue miss, exit ~$969M. After dilution, common suffers ~92% loss; preference stack does not fully protect because exit above $645M.

Est. time to liquidity~2.5 years

Preference Stack Risk

high

Funding Intensity

19%

Total funding of $645M represents 19% of entry valuation, giving preferred a significant overhang in downside scenarios.

Dilution Risk

high

Company is targeting a new round at $5B valuation, which would dilute existing shareholders by ~20%.

Secondary Liquidity

limited

No active secondary market noted; liquidity likely tied to IPO or acquisition.

Operations — 4 roles

Technology & Security Services — 4 roles

Engineering — 3 roles

Compliance — 2 roles

Data — 2 roles

Finance — 1 role

Talent Pool — 1 role

View all 19 open roles at MoonPay →

Last updated: March 10, 2026

Questions to Ask at the Interview

Strategic questions based on MoonPay's data — designed to show you've done your homework.

  • 1

    “How will MoonPay defend its market share against established fintechs like PayPal as they ramp crypto services?”

  • 2

    “How does MoonPay's transaction fee model scale as crypto volumes fluctuate?”

  • 3

    “What is the expected timeline for an IPO, and how does the company handle secondary liquidity for employees?”

Community

Valuation Sentiment

Our model estimates -22% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.