Griffin
+197%
est. 2Y upside i
Griffin puts the bank in Banking as a Service. We combine the secure, regulated infrastructure of a bank with the speed and power of modern software into one powerful full-stack BaaS platform. Our goal is to empower companies to embed banking into their products quickly and safely. With purpose-built APIs and an all-access developer sandbox, we’re helping our customers build and launch payment platforms, financial wellness apps, client account products, business loans, and more.
Rank
#85
Sector
Fintech
Est. Liquidity
~3Y
Data Quality
Data: LowHigh risk due to stale valuation and missing revenue, but potential high upside if growth sustains.
Last updated: July 19, 2026
Exit multiple expands to 8x due to IPO window and category leadership. Projected revenue $100M yields $800M exit. After 20% dilution, effective upside capped at 400% per Series A constraints.
Exit multiple converges to 5x, in line with public comps. $100M revenue implies $500M exit. Net of 20% dilution, upside ~243%.
Exit multiple compresses to 0.5x due to competitive pressure and funding challenges. $50M exit is below $67.4M preference stack, common stock recovers -100%.
Preference Stack Risk
severeFunding Intensity
5780%Total funding of $67.4M represents 57.8% of current valuation, meaning preferred shareholders hold a large claim on exit proceeds.
Dilution Risk
highGiven the likely need for additional funding within 24 months (runway inference), a 20% dilution assumption is applied to all scenarios.
Secondary Liquidity
noneNo secondary market activity detected; employee equity is illiquid until a liquidity event.
Engineering — 2 roles
- Engineering Manager · London or remote within the UK
- Software Engineer · London or remote within the UK
Finance — 1 role
- Treasury Manager · London or remote within the UK
Operations — 1 role
- Programme Manager: FPS direct scheme participation (9-12 month contract) · London or remote within the UK
Sales — 1 role
- Commercial Analyst · London or remote within the UK
Last updated: February 22, 2026
Questions to Ask at the Interview
Strategic questions based on Griffin's data — designed to show you've done your homework.
- 1
“What is the current ARR and how has it grown quarter-over-quarter?”
- 2
“How does the company plan to achieve profitability given the high burn rate?”
- 3
“What is the expected timeline for an IPO or acquisition and what milestones are needed?”
Community
Valuation Sentiment
Our model estimates +197% upside. What do you think?
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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.