-16%

est. 2Y upside i

Series A

Grain transforms the debit card you already have into a credit card…

Rank

#2682

Sector

B2B SaaS

Est. Liquidity

~5Y

Data Quality

Data: Low

With missing current valuation and stale round data, the estimated expected upside is -15.5% over 2 years, driven by high dilution risk and critical big tech competition.

Last updated: July 3, 2026

Bull (10%)+32%

If category leadership and IPO window sustain, revenue multiple holds at 10x, driving exit value $156.5M, net of 20% dilution.

Base (55%)-6%

Multiple converges to public comp median ~7.5x, exit value $117.4M, but 20% dilution erodes small upside to negative.

Bear (35%)-44%

Multiple compresses to 5x amid big tech competition, exit $78.3M, with dilution yielding -44% return.

Est. time to liquidity~5.0 years

Preference Stack Risk

high

Funding Intensity

1940%

Total funding $20M represents ~19.4% of estimated valuation, creating a meaningful preference overhang.

Dilution Risk

high

With burn rate and no recent raise, a down round or flat round could significantly dilute existing shareholders.

Secondary Liquidity

none

No secondary market exists; liquidity is tied to an exit event.

Questions to Ask at the Interview

Strategic questions based on Grain's data — designed to show you've done your homework.

  • 1

    How does Grain differentiate from native AI companions in Zoom and Microsoft Teams?

  • 2

    What are the unit economics and path to profitability given the current burn rate?

  • 3

    What are the vesting terms and liquidity provisions for common stock?

  • 4

    When is the next fundraising expected and at what valuation?

Community

Valuation Sentiment

Our model estimates -16% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.