-85%

est. 2Y upside i

FinTechSeries C

Digits is a financial management platform that offers business professionals access to real-time financial data and the ability to analyze their accounts through the Digits Living Model. The Living Model is an A.I.-enhanced technology that perpetually runs millions of calculations, monitoring every business transaction and surfacing high-impact insights

Rank

#3645

Sector

Fintech

Est. Liquidity

~5Y

Data Quality

Data: Medium

The equity upside is very negative over 2 years (-85% expected) due to slow 10% YoY growth, a stale $565M valuation from 2022, and critical competition from Intuit/Xero.

Last updated: July 3, 2026

Bull (10%)-30%

Multiple expands to 15x on IPO narrative, exit value ~$509M, but slow growth caps upside; after 20% dilution, net loss ~30%.

Base (35%)-78%

Multiple converges to 7x (comp midpoint), exit value ~$238M, loss of 58% before dilution; after dilution, net loss ~78%.

Bear (55%)-100%

Multiple compresses to 3x due to competitive pressure, exit value ~$102M barely above $97.5M preference; common stock effectively worthless.

Est. time to liquidity~5.0 years

Preference Stack Risk

high

Funding Intensity

1730%

Total funding $97.5M vs entry valuation $565M (17.3% overhang); common stock junior to 1x non-participating preferred.

Dilution Risk

high

Likely capital raise within 24 months due to slow growth and no profitability; estimated 20% dilution.

Secondary Liquidity

none

No secondary market; last round in 2022 with no secondary pricing available.

View all 72 open roles at Digits →

Last updated: March 9, 2026

Questions to Ask at the Interview

Strategic questions based on Digits's data — designed to show you've done your homework.

  • 1

    “How does Digits differentiate its AI ledger from QuickBooks' AI features?”

  • 2

    “What is the customer acquisition cost and lifetime value for accounting firm clients?”

  • 3

    “Given slow growth and competitive pressure, what is the realistic timeline to profitability or exit?”

Community

Valuation Sentiment

Our model estimates -85% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.