-30%

est. 2Y upside i

FinTechSeries D+

At Daylit (fka Lendica), we make working capital simple, predictable, and within reach. Our all-in-one working capital platform helps businesses, especially real economy operators, remove the guesswork from when money comes in.

Rank

#2936

Sector

Fintech

Est. Liquidity

~3Y

Data Quality

Data: Low

Due to missing financial data (revenue, valuation, growth rate), the analysis is low confidence.

Last updated: July 19, 2026

Bull (20%)+71%

Exit multiple holds at 20x driven by IPO market reopening and category leadership; $928M exit yields 85.6% gross upside, net 70.6% after 15% dilution.

Base (40%)-32%

Exit multiple converges to 9x, in line with public comps; $417.6M exit yields -16.5% gross, net -31.5% after dilution.

Bear (40%)-78%

Multiple compresses to 4x due to competitive pressure; $185.6M exit yields -62.9% gross, net -77.9% after dilution; common stock near zero due to preference stack.

Est. time to liquidity~3.0 years

Preference Stack Risk

high

Funding Intensity

25%

Total funding $127M represents 25.4% of assumed $500M valuation; 1x liquidation preference creates severe dilution for common in downside scenarios.

Dilution Risk

high

Likely follow-on round within 24 months given later stage and high burn; estimated 15-20% dilution.

Secondary Liquidity

limited

No secondary market data available; common stock liquidity typically limited for private companies without tender offers.

Questions to Ask at the Interview

Strategic questions based on Daylit's data — designed to show you've done your homework.

  • 1

    “What is Daylit's current ARR and growth trajectory, and how does the unit economics (LTV/CAC) look?”

  • 2

    “How does the AI agent differentiate from incumbents like SAP or Oracle's AR automation?”

  • 3

    “What is the typical vesting schedule and how does the company handle liquidity for employees (tender offers, secondary sales)?”

Community

Valuation Sentiment

Our model estimates -30% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.