+9%

est. 2Y upside i

FinTechSeries B

Collective is the first all-in-one financial platform designed to give self-employed entrepreneurs the technology and team they need so they can focus on their passion, not their paperwork. Collective handles LLC and S Corp formation, payroll, taxes, monthly bookkeeping, compliance and more all in one place, exclusively for solopreneurs.

Rank

#1844

Sector

Fintech

Est. Liquidity

~3Y

Data Quality

Data: Low

Collective offers a moderate upside potential but with high uncertainty due to missing financial data.

Last updated: July 19, 2026

Bull (25%)+106%

IPO window opens and category leadership drives multiple expansion to 15x, yielding $458.7M exit; common equity returns 105.8%.

Base (50%)+4%

Exit multiple converges to comp average of 10x, giving $305.8M exit; common equity returns 3.9%.

Bear (25%)-78%

Multiple compresses to 6x due to incumbents, exit $183.5M; after $150M preference, common gets $33.5M, a -77.7% loss.

Est. time to liquidity~3.0 years

Preference Stack Risk

high

Funding Intensity

50%

$150M total funding represents 50% of estimated $300M post-money, giving preferred a large overhang.

Dilution Risk

low

Series B closed in June 2025, likely provides 2+ years runway.

Secondary Liquidity

none

No secondary transactions reported.

Member Operations — 1 role

Sales and Marketing — 1 role

View all 5 open roles at Collective →

Last updated: March 10, 2026

Questions to Ask at the Interview

Strategic questions based on Collective's data — designed to show you've done your homework.

  • 1

    “How does Collective plan to defend against QuickBooks' and Xero's entry into the solopreneur segment?”

  • 2

    “What is the current ARR growth rate and unit economics?”

  • 3

    “What is the company's 409A valuation and how does it relate to the latest round?”

Community

Valuation Sentiment

Our model estimates +9% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.