-100%

est. 2Y upside i

FinTechSeries B

At Clair, we are on a mission to create financial freedom for America's workers by giving them a digital banking platform that allows them to get paid as soon as they clock out of work. But we're not just another digital bank or on-demand pay provider. We meet Americans at their place of work by embedding our products within the scheduling, workforce management, and payroll apps they already use every day.

Rank

#4054

Sector

Fintech

Est. Liquidity

~2Y

Data Quality

Data: Low

Given the analysis, the equity grant would likely be worthless as the projected exit values are far below the $68.7M total funding preference stack.

Last updated: July 3, 2026

Bull (10%)-100%

Even with optimistic 6x multiple on projected $1.7M revenue, exit value of $10.3M is below $68.7M total funding, leaving common stock worthless.

Base (50%)-100%

Base case 5x multiple yields $8.6M exit, far below liquidation preference, common stock recovers -100%.

Bear (40%)-100%

Bear case 3x multiple yields $5.2M exit, well below total funding, common stock recovers -100%.

Est. time to liquidity~2.0 years

Preference Stack Risk

severe

Funding Intensity

115%

Total funding of $68.7M exceeds estimated entry valuation of $60M, meaning common stock is underwater from the start in a liquidation scenario.

Dilution Risk

high

With low revenue and high burn, a funding round within 24 months is likely, causing further dilution.

Secondary Liquidity

none

No secondary trading activity reported.

View all 6 open roles at Clair →

Last updated: February 22, 2026

Questions to Ask at the Interview

Strategic questions based on Clair's data — designed to show you've done your homework.

  • 1

    “How does Clair plan to accelerate revenue growth given current 9% YoY growth and low revenue base?”

  • 2

    “What is the company's strategy to defend against incumbents like ADP and Paychex building in-house EWA?”

  • 3

    “Given the preference stack, what milestones would make common equity valuable in a potential exit?”

Community

Valuation Sentiment

Our model estimates -100% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.