+79%

est. 2Y upside i

FinTechSeries D+

Rank

#624

Sector

Fintech

Est. Liquidity

~3Y

Data Quality

Data: Medium

Aven offers strong potential upside (expected ~79% over 2 years) driven by exceptional growth and a differentiated product.

Last updated: July 19, 2026

Bull (30%)+140%

Bull case: multiple holds near 11x due to successful IPO and category leadership; projected revenue $1.06B yields exit value $11.6B, net of 20% dilution yields 140% upside.

Base (55%)+73%

Base case: multiple converges to comp range at 4.5x, exit value $4.77B; after 20% dilution, upside ~73%.

Bear (15%)-23%

Bear case: multiple compresses to 2x due to competitive pressure, exit $2.12B; after dilution, common stock return -23%.

Est. time to liquidity~2.5 years

Preference Stack Risk

high

Funding Intensity

18%

Total funding $390M vs valuation $2.2B (17.7% overhang), moderate preference risk.

Dilution Risk

high

Likely need additional capital within 2 years; estimated 20% dilution.

Secondary Liquidity

none

No secondary market activity; liquidity expected only at IPO.

Engineering — 3 roles

Operations — 2 roles

Design — 1 role

Growth — 1 role

View all 7 open roles at Aven →

Last updated: February 22, 2026

Questions to Ask at the Interview

Strategic questions based on Aven's data — designed to show you've done your homework.

  • 1

    “How does Aven’s underwriting technology differ from traditional HELOC lenders?”

  • 2

    “What is the path to profitability given the current cost structure?”

  • 3

    “How do you assess the impact of rising interest rates on Aven’s loan portfolio?”

Community

Valuation Sentiment

Our model estimates +79% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.