-69%

est. 2Y upside i

FinTechSeries A

Arc is the capital management platform for ambitious companies and private investors. Arc serves the innovation economy with intelligent cash management and capital markets solutions, in partnership with leading financial institutions and a proprietary network of private credit funds.

Rank

#3490

Sector

Fintech

Est. Liquidity

~3Y

Data Quality

Data: Low

The equity upside is deeply negative over 2 years due to a stale entry valuation (16.7x revenue on $6.3M) and a severe preference overhang ($181M total funding).

Last updated: July 3, 2026

Bull (10%)-12%

IPO window or category leadership sustains the current high multiple of ~16x. Projected revenue of $11.5M gives exit value ~$92M, implying a -12.4% loss for common stock.

Base (50%)-56%

Exit multiple converges to public comp range of 4x forward revenue. Projected revenue $11.5M yields $46M exit, a -56.2% decline from the stale $105M entry valuation.

Bear (40%)-100%

Multiple compresses to 2x, exit value $23M, below $181M total funding. Common stock is wiped out by 1x non-participating preference.

Est. time to liquidity~3.0 years

Preference Stack Risk

severe

Funding Intensity

17240%

Total funding of $181M exceeds current valuation of $105M, meaning common stock is unlikely to receive any proceeds in a below-valuation exit.

Dilution Risk

low

With $181M total funding and only 32 employees, the company has ample runway and is unlikely to raise additional capital within 24 months.

Secondary Liquidity

none

No secondary market transactions are reported, and the stale valuation suggests no recent liquidity events for employees.

Questions to Ask at the Interview

Strategic questions based on Arc's data — designed to show you've done your homework.

  • 1

    “How does Arc's AI CFO agent 'Archie' create a defensible competitive advantage compared to incumbents like Brex?”

  • 2

    “What is the revenue model breakdown: subscription vs transaction fees, and which drives higher margins?”

  • 3

    “Given the preference stack (181M total funding vs 105M valuation), what is the realistic path to common stock value creation?”

Community

Valuation Sentiment

Our model estimates -69% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.