-94%

est. 2Y upside i

FinTechSeed

Point of sale financing for Latin America's middle class.

Rank

#2785

Sector

Fintech, Consumer Finance

Est. Liquidity

~7Y

Data Quality

Data: Low

This equity opportunity at Apurata is extremely high-risk due to very limited funding and a thin competitive moat, but it offers substantial upside if the company can successfully scale its tech-driven micro-lending model to the underserved unbanked population in Latin America.

Last updated: February 16, 2026

Bull (12%)+400%

Apurata successfully scales its tech-driven micro-lending platform across Peru and potentially expands into other Latin American markets, securing significant follow-on funding rounds.

Base (44%)+50%

Apurata continues to operate profitably within Peru, maintaining its niche but facing ongoing competitive and funding challenges, leading to modest valuation growth.

Bear (44%)-90%

Apurata struggles to raise additional capital, faces increased competition from larger fintechs or incumbent banks, or encounters adverse regulatory changes, leading to significant value erosion or failure.

Est. time to liquidity~7.0 years

Community

Valuation Sentiment

Our model estimates -94% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.