-57%

est. 2Y upside i

FinTechSeries C

Rank

#3350

Sector

Fintech

Est. Liquidity

~5Y

Data Quality

Data: Medium

Alloy's $1.55B valuation from 2022 is stale and implies an ~18x multiple on estimated current revenue of $85M, far above public comps (4-8x).

Last updated: July 19, 2026

Bull (20%)+8%

IPO window reopens and Alloy maintains its ~18x multiple on $115M revenue, yielding $2.1B exit. After 20% dilution from a future raise, net upside ~8%.

Base (55%)-64%

Multiple compresses to 6x (in line with public comps) on $115M revenue, exit ~$690M. After preference and dilution, common stock loses ~64%.

Bear (25%)-92%

Multiple falls to 3x, exit ~$345M. Preference stack absorbs most value; common stock recovers only ~$134M vs. $1.34B entry, a ~90% loss before dilution.

Est. time to liquidity~5.0 years

Preference Stack Risk

moderate

Funding Intensity

14%

Total preferred liquidation preference of $211M represents 13.6% of entry valuation, moderate overhang.

Dilution Risk

high

No raise since 2022; a round within 2 years is likely causing 15-25% dilution.

Secondary Liquidity

none

No secondary market activity reported; no market for employee shares.

View all 25 open roles at Alloy →

Last updated: September 6, 2026

Questions to Ask at the Interview

Strategic questions based on Alloy's data — designed to show you've done your homework.

  • 1

    “How does Alloy's net revenue retention and gross margin trend compare to public peers?”

  • 2

    “What is the current cash runway and has the board considered a down round to reset the valuation?”

  • 3

    “How are employee equity grants priced given the 2022 valuation, and is there any secondary market access?”

Community

Valuation Sentiment

Our model estimates -57% upside. What do you think?

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Disclaimer: This analysis is AI-generated and does not constitute financial or career advice. Always conduct your own due diligence.